ABOUT US
28 Years of Experience
at Your Service
Why are we proud of our service to homebuyers?
Logical Home Lending is created to service the loan industry a little differently. Our team is available to assure you the best possible service.
That's because Logical Home Lending is an independent, full-service mortgage broker. We offer a full menu of attractive residential loan products such as Conventional loans, FHA, Non-QM, and First Time Homebuyer programs. Service and borrower satisfaction is our #1 priority
Our Mission
We serve the people in our local communities by enabling them to buy the home of their dreams.
We are focused on changing the way Americans buy and own a home in this country. Step-by-step we’re taking apart the old infrastructure and replacing it with thoughtful technology and a Better experience
Our Vision
Across industry channels, cultures, and life stages, we couple technology focused solutions with superior customer service to provide a seamless and enjoyable home buying experience that exceeds expectations.
We serve the people in our local communities by enabling them to buy the home of their dreams.
Our Core Values
We Care. Period. About our local communities, our customers, and our employees.
We are committed to excellence. We strive to exceed our customers’ expectations. We operate with integrity and honesty. We always want to do what is best for the customer.
We're Different
Logical Home Lending handles the entire mortgage process in-house. Also, our technology platform allows us to take a full application online, making the process go as smoothly as possible.
Our Team
Our team has the ideal mix of industry expert,
thought leadership and execution.
Ricardo Hernandez
Broker/Owner
NMLS #: 248859
Rene Guy
Senior Loan Officer
NMLS #: 1945031
Mike Bonderson
Senior Loan Officer NMLS #: 333301
Our Locations
# States
Our Priority
Customer Satisfaction
Our Staff
Friendly & Empathetic
Our Rates
Competitive
Need help with your application?
Your personal digital assistant is standing by to make sure you have everything you need to get moving.
RICARDO HERNANDEZ
NMLS # 248859
Broker Owner
23807 Aliso Creek Rd #202
Laguna Niguel CA 92677
(800) 718-1769
Ricardo@TheHernandezTeam.com
Complaints may be directed to:
Phone: (310) 283 - 5410 or
Email: ricardo@thehernandezteam.com
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Copyright ©2020 Logical Home Lending. NMLS# 248859. 23807 Aliso Creek Rd #202 Laguna Niguel, CA 92677. (310) 283 - 5410. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.